About us

Mitchell O’Brien B.A.F.S., Dip.L.B.C., C.P.M., C.P.I.P., P.I.P.C., P.I.P., P.C. is authorised by the Insolvency Service of Ireland to carry on practice as a Personal Insolvency Practitioner (“PIP”).​

Mitchell is the co-founder of IRS IRELAND (“IRS”), one of Ireland’s first Personal Insolvency Practice’s based in Dungarvan, Co. Waterford. IRS is one of the country’s most successful facilitator of PIAs and Bankruptcy.

• Founding Partner of Ireland’s first dedicated Personal Insolvency practice.
• First Personal Insolvency Practitioner (“PIP”) to be authorised by the Insolvency Service of Ireland (“ISI”), ISI PIP License no. PC00001.
• First PIP to have a Protective Certificate issued with respect to a Personal Insolvency Arrangement (“PIA”).
• First PIP to have a PIA approved at a creditors’ meeting and subsequently by the Circuit Court. This was the first Court approved restructuring of secured debt, short of bankruptcy, to happen anywhere in the World.
• Appointed to the Steering Group to review the content and format of the Prescribed Financial Statement (“PFS”).
• Appointed to the ISI’s Debt Solutions Protocol Steering Group (“DSPSG”)
• Conceived and delivered Ireland’s first two ‘Accelerated PIAs’ approved by the South Eastern Circuit Court on 15/05/2014.
• Appointed as Peace Commissioner by the Minister for Justice Frances Fitzgerald TD
• Member of Consultative Forum reporting to the Minister for Justice and Law Reform on the Operational Effectiveness of the Insolvency Service of Ireland – Chair of Working Group – Dec 2015

Education

• Bachelor of Arts in Financial Services, Waterford Institute of Technology.
• Certificate in Personal Insolvency Practice, National College of Ireland.
• Personal Insolvency Practitioner Certificate, CPA Ireland.
• Diploma in Life and Business Coaching, Coach Institute of Ireland.
• Certification in Project Management, Waterford Institute of Technology.

Denise O’Brien Dip.L.B.C., C.P.I.P., A.I., P.C. is authorised by the Insolvency Service of Ireland as an approved intermediary (“AI”).​

IRS co-founder Denise O’Brien is Practice Manager, an Approved Intermediary with respect to applications for Debt Relief Notices (“DRNs”), and usually a debtor’s first point of contact.

Denise is a graduate of the Insolvency Service of Ireland’s approved course of study in Personal Insolvency Practice from City Colleges Dublin, and a qualified Life and Business Coach. Denise was appointed a Peace Commissioner by the Minister for Justice, Equality and Law Reform for the County of Waterford and adjoining counties.

Education

• Certificate in Personal Insolvency Practice, City Colleges, Dublin.
• Diploma in Life and Business Coaching, Coach Institute of Ireland.

(C) O'Brien & Associates IP Waterford Limited T/A IRS IRELAND, 2021 - No. 4 Cois Mara, Galwey's Lane, Dungarvan, Co. Waterford, X35 K256

MITCHELL O'BRIEN IS AUTHORISED BY THE INSOLVENCY SERVICE OF IRELAND TO CARRY ON PRACTICE AS A PERSONAL INSOLVENCY PRACTITIONER, SINCE AUGUST 12TH, 2013 - ISI AUTHORISATION NO. PC00001

JESSICA O'BRIEN IS AUTHORISED BY THE INSOLVENCY SERVICE OF IRELAND TO CARRY ON PRACTICE AS A PERSONAL INSOLVENCY PRACTITIONER, SINCE DECEMBER 5TH, 2017 - ISI AUTHORISATION NO. PF00301

DENISE O'BRIEN IS AUTHORISED BY THE INSOLVENCY SERVICE OF IRELAND AS AN APPROVED INTERMEDIARY, SINCE OCTOBER 31ST, 2017 - ISI AUTHORISATION NO. AG00299