About us

Our Team Members

Mitchell O'Brien

Co-Founder

Mitchell O’Brien B.A.F.S., Dip.L.B.C., C.P.M., C.P.I.P., P.I.P.C., P.I.P., P.C. is authorised by the Insolvency Service of Ireland to carry on practice as a Personal Insolvency Practitioner (“PIP”).​

Mitchell is the co-founder of IRS IRELAND (“IRS”), Ireland’s first and most successful Personal Insolvency Practice based in Dungarvan, Co. Waterford. IRS is the country’s most successful facilitator of PIAs and Bankruptcy.

  • Founding Partner of Ireland’s first dedicated Personal Insolvency practice.
  • First Personal Insolvency Practitioner (“PIP”) to be authorised by the Insolvency Service of Ireland (“ISI”), ISI PIP License no. PC00001.
  • First PIP to have a Protective Certificate issued with respect to a Personal Insolvency Arrangement (“PIA”).
  • First PIP to have a PIA approved at a creditors’ meeting and subsequently by the Circuit Court. This was the first Court approved restructuring of secured debt, short of bankruptcy, to happen anywhere in the World.
  • Appointed to the Steering Group to review the content and format of the Prescribed Financial Statement (“PFS”).
  • Appointed to the ISI’s Debt Solutions Protocol Steering Group (“DSPSG”)
  • Conceived and delivered Ireland’s first two ‘Accelerated PIAs’ approved by the South Eastern Circuit Court on 15/05/2014.
  • Appointed as Peace Commissioner by the Minister for Justice Frances Fitzgerald TD
  • Member of Consultative Forum reporting to the Minister for Justice and Law Reform on the Operational Effectiveness of the Insolvency Service of Ireland – Chair of Working Group – Dec 2015

Education

  • Bachelor of Arts in Financial Services, Waterford Institute of Technology.
  • Certificate in Personal Insolvency Practice, National College of Ireland.
  • Personal Insolvency Practitioner Certificate, CPA Ireland.
  • Diploma in Life and Business Coaching, Coach Institute of Ireland.
  • Certification in Project Management, Waterford Institute of Technology.

 

Denise O'Brien

Co Founder

Denise O’Brien Dip.L.B.C., C.P.I.P., A.I., P.C. is authorised by the Insolvency Service of Ireland as an approved intermediary (“AI”).​

IRS co-founder Denise O’Brien is Practice Manager, an Approved Intermediary with respect to applications for Debt Relief Notices (“DRNs”), and usually a debtor’s first point of contact.

Denise is a graduate of the Insolvency Service of Ireland’s approved course of study in Personal Insolvency Practice from City Colleges Dublin, and a qualified Life and Business Coach. Denise was appointed a Peace Commissioner by the Minister for Justice, Equality and Law Reform for the County of Waterford and adjoining counties.

Education

  • Certificate in Personal Insolvency Practice, City Colleges, Dublin.
  • Diploma in Life and Business Coaching, Coach Institute of Ireland.

Anne Bardon

Case Manager

Anne Bardon Q.F.A., Dip. L.S., Dip. C.I., C.P.I.P.

Based in Dublin, Anne is a case manager with IRS Ireland having joined the team in 2015.

Before joining IRS Ireland, Anne worked in the financial sector with Bank of Ireland, EBS DAC and the Irish Bank Resolution Corporation (IBRC).

Education 

  • Qualified Financial Advisor
  • Certificate in Personal Insolvency Practice
  • Diploma in Legal Studies
  • Diploma in Commercial Insolvency

Cathal McNamara

Personal Insolvency Practitioner

Cathal McNamara B.A.B.S, PG.Cert., M.Sc, PRINCE2, P.I.P.C., P.I.P. is authorised by the Insolvency Service of Ireland to carry on practice as a Personal Insolvency Practitioner (“PIP”).

Based in Dublin, Cathal is a personal insolvency practitioner with IRS Ireland having joined the practice in 2020.

Cathal completed the Insolvency Service of Ireland’s approved course of study in Personal Insolvency Practice at City Colleges Dublin and also holds a Masters degree from UCD Michael Smurfit Graduate Business School.


Education
 
  • Certificate in Personal Insolvency Practice, City College, Dublin.
  • Masters of Science in Digital Innovation, UCD Michael Smurfit Graduate Business School.
  • Postgraduate Certificate in Innovation, Entrepreneurship & Enterprise, University College Dublin.
  • Bachelor of Arts in Business Administration & Management, LCC International University.
  • PRINCE 2 Project Management Practitioner, PeopleCert.
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APIP association of personal insolvency practitioners IRS

(C) O'Brien & Associates IP Waterford Limited T/A IRS IRELAND, 2021 - No. 4 Cois Mara, Galwey's Lane, Dungarvan, Co. Waterford, X35 K256

MITCHELL O'BRIEN IS AUTHORISED BY THE INSOLVENCY SERVICE OF IRELAND TO CARRY ON PRACTICE AS A PERSONAL INSOLVENCY PRACTITIONER, SINCE AUGUST 12TH, 2013 - ISI AUTHORISATION NO. PC00001

JESSICA O'BRIEN IS AUTHORISED BY THE INSOLVENCY SERVICE OF IRELAND TO CARRY ON PRACTICE AS A PERSONAL INSOLVENCY PRACTITIONER, SINCE DECEMBER 5TH, 2017 - ISI AUTHORISATION NO. PF00301

CATHAL MCNAMARA IS AUTHORISED BY THE INSOLVENCY SERVICE OF IRELAND TO CARRY ON PRACTICE AS A PERSONAL INSOLVENCY PRACTITIONER, SINCE FEBRUARY 18TH, 2021 - ISI AUTHORISATION NO. PI01006

DENISE O'BRIEN IS AUTHORISED BY THE INSOLVENCY SERVICE OF IRELAND AS AN APPROVED INTERMEDIARY, SINCE OCTOBER 31ST, 2017 - ISI AUTHORISATION NO. AG00299

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